TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A form of liability insurance which is specifically designed to indemnify for loss incurred through legal liability for bodily injury and damage to property of others caused by accident arising out of ownership or operation of an automobile.  5, record 1, English, - third%20party%20liability%20automobile%20insurance

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

Assurance de responsabilité civile du fait des dommages causés par des véhicules terrestres à moteur.  3, record 1, French, - assurance%20responsabilit%C3%A9%20civile%20automobile

Record number: 1, Textual support number: 1 OBS

assurance directe : L'emploi de l'adjectif «direct» appliqué à un risque R.C. déroge, en ce qui concerne la branche auto, et à elle seule, à la tradition du langage assurantiel qui qualifie d'«indirects» les risques R.C., notamment en incendie. Il en résulte une déplorable confusion. [...] Ce qui précède suffit à condamner l'acception du mot «directe» dans la branche automobile [...]  4, record 1, French, - assurance%20responsabilit%C3%A9%20civile%20automobile

Record number: 1, Textual support number: 2 OBS

assurance aux tiers : Expression populaire (qui signifie) assurance de la responsabilité civile des automobilistes vis-à-vis des tiers. Terme déconseillé.  4, record 1, French, - assurance%20responsabilit%C3%A9%20civile%20automobile

Record number: 1, Textual support number: 3 OBS

assurance de responsabilité civile automobile, assurance automobile des dommages causés : termes normalisés par l'AFNOR; assurance directe, assurance aux tiers : termes déconseillés par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  5, record 1, French, - assurance%20responsabilit%C3%A9%20civile%20automobile

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

Umbrella and/or excess liability insurance with respect to, and following the form of, underlying comprehensive general liability, wrap-up liability, automobile liability, garage automobile legal liability and any other pertinent underlying insurance, sufficient to provide an overall limit not less than $25, 000, 000 per occurrence, accident, claim or incident.  2, record 2, English, - automobile%20liability

Record 2,  Textual support,  French

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

... the owner-driver was held liable to a child who fell through some defective floorboards and was run over, on the ground that the cause of the accident was not the negligent driving but the dangerous floorboards, for which the owner was responsible as the occupier of the automobile. Mr. Justice Aylesworth stated that "the statute does not provide an exemption from common law liability upon the owner of defective premises or in this case defective chattels, where injury arises from that defect known or which ought to be known to the owner of the chattel and when the person injured has been invited to enter into or on the chattel. "  1, record 3, English, - defective%20chattel

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

[...] le conducteur propriétaire a été tenu responsable envers un enfant qui était tombé au travers d'un plancher défectueux et avait été écrasé, au motif non que l'accident était dû à sa négligence mais que le plancher était dangereux, et qu'il était responsable à titre d'occupant de l'automobile. Le juge Aylesworth a déclaré que «la loi ne soustrait pas le propriétaire de lieux défectueux ou, en l'occurrence, de biens mobiliers défectueux, à la responsabilité que lui impose la common law, lorsque les blessures sont dues aux vices que le propriétaire du bien connaissait ou aurait dû connaître, et que la personne blessée a été invitée à pénétrer dans ou sur le bien en question».  3, record 3, French, - chatel%20d%C3%A9fectueux

Record number: 3, Textual support number: 1 OBS

[...] à l'occasion de la normalisation du Droit des biens, le gouvernement fédéral a choisi de laisser les gouvernements provinciaux établir la terminologie en ce domaine de droit privé qui relève de la compétence législative des provinces. Aussi, dans les Lois révisées du Canada de 1985, on retrouve [par ex.] dans la version française «biens meubles» et «biens immeubles» pour rendre «personal property» et «real property» et non les expressions normalisées «biens personnels» et «biens réels.  4, record 3, French, - chatel%20d%C3%A9fectueux

Record number: 3, Textual support number: 2 OBS

«chatel» est l'équivalent de «chattel» normalisé dans le cadre du PAJLO.  1, record 3, French, - chatel%20d%C3%A9fectueux

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

Non-proportional facultative reinsurance is mostly used for liability cases(whether under a liability policy or under an Automobile policy). There is a tendency to transact more and more property cases this way.  1, record 4, English, - non%2Dproportional%20facultative%20reinsurance

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 CONT

Une proportion importante des cas de réassurance facultative non proportionnelle se transige dans le champ de la responsabilité civile, que ce soit dans le cadre d'une police de responsabilité civile ou d'une police automobile.  1, record 4, French, - r%C3%A9assurance%20facultative%20non%20proportionnelle

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

... the owner-driver was held liable to a child who fell through some defective floorboards and was run over, on the ground that the cause of the accident was not the negligent driving but the dangerous floorboards, for which the owner was responsible as the occupier of the automobile. Mr. Justice Aylesworth stated that "the statute does not provide an exemption from common law liability upon the owner of defective premises or in this case defective chattels, where injury arises from that defect known or which ought to be known to the owner of the chattel and when the person injured has been invited to enter into or on the chattel. "  1, record 5, English, - defective%20premises

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 CONT

[...] le conducteur propriétaire a été tenu responsable envers un enfant qui était tombé au travers d'un plancher défectueux et avait été écrasé, au motif non que l'accident était dû à sa négligence mais que le plancher était dangereux, et qu'il était responsable à titre d'occupant de l'automobile. Le juge Aylesworth a déclaré que "la loi ne soustrait pas le propriétaire de lieux défectueux ou, en l'occurrence, de biens mobiliers défectueux, à la responsabilité que lui impose la common law, lorsque les blessures sont dues aux vices que le propriétaire du bien connaissait ou aurait dû connaître, et que la personne blessée a été invitée à pénétrer dans ou sur le bien en question.  2, record 5, French, - lieux%20d%C3%A9fectueux

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

This policy is a regular premises and operations liability policy which is specially tailored for garage risks. It covers the "general" liability hazards of a garage excluding "automobile" liability. Its most interesting feature is that products and completed operations are covered in the standard wording with $100 deductible on autos which have been worked on by the insured.  1, record 6, English, - garage%20liability%20policy

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 OBS

Cette police est la formule ordinaire de responsabilité des locaux et opérations, modifiée spécialement pour répondre aux besoins des garages. Les risques découlant de la responsabilité "générale" d'un garage - sauf la responsabilité automobile - sont assurés.  1, record 6, French, - police%20de%20responsabilit%C3%A9%20des%20garagistes

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 CONT

In the early days, both in Canada and U. S. A., non-owned automobile insurance was known as contingent insurance. The use of this term was unfortunate as liability in such cases is not contingent at all, but is in reality, direct and very real.  1, record 7, English, - non%2Downed%20automobile%20insurance

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 CONT

Dans les débuts, tant au Canada qu'aux Etats-Unis, l'assurance automobile des non-propriétaires était considérée comme une assurance de responsabilité contingente. Cette interprétation était fausse comme nous le savons maintenant; la responsabilité des non-propriétaires n'est définitivement pas contingente, mais directe et véritable.  1, record 7, French, - assurance%20automobile%20des%20non%2Dpropri%C3%A9taires

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

Comprehensive general liability policy : A policy particularly suited to a manufacturer, contractor or large wholesaler or retailer providing broad coverage for claims made against him for bodily injury or damage to property of others for which he may become liable and which arise out of his entire business operation. Automobile liability coverage may be included in this policy.  2, record 8, English, - comprehensive%20general%20liability%20policy

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 OBS

Équivalent également tiré de l'Avant-projet du Lexique anglais-français de l'Institut canadien des actuaires.  2, record 8, French, - police%20responsabilit%C3%A9%20civile%20g%C3%A9n%C3%A9rale

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 CONT

Where there is no Collision coverage the appraisal of the insured's damages shall be carried out on the initiative of his Liability insurer; where there is a Collision insurer, the latter shall arrange for the appraisal of the damages sustained by its own insured's automobile.  2, record 9, English, - liability%20insurer

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 CONT

En l'absence d'assurance collision, l'expertise des dommages de l'assuré est faite à la diligence de son assureur responsabilité; s'il existe un assureur collision, il se charge de l'évaluation des dommages à l'automobile de son assuré.  2, record 9, French, - assureur%20responsabilit%C3%A9

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

Where there is no Collision coverage, the appraisal of the insured's damages shall be carried out on the initiative of his Liability insurer; where there is a Collision insurer, the latter shall arrange for the appraisal of the damages sustained by its own insured's automobile.  2, record 10, English, - collision%20insurer

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 CONT

En l'absence d'assurance collision, l'expertise des dommages de l'assuré est faite à la diligence de son assureur responsabilité; s'il existe un assureur collision, il se charge de l'évaluation des dommages à l'automobile de son assuré.  2, record 10, French, - assureur%20collision

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

An agreement in the National Standard Automobile Liability policy that, by its definition of "insured", extends the protection of the policy to interests embraced within the definition without the necessity of naming them or otherwise specifically designating them.  2, record 11, English, - omnibus%20clause

Record number: 11, Textual support number: 1 OBS

Found in a standard automobile liability policy which extends the coverage to others who are using the car within the limits of the policy.  1, record 11, English, - omnibus%20clause

Record 11,  Textual support,  French

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 DEF

Coverage against liability for damage or loss caused while driving an automobile not owned or leased by the insured.  1, record 12, English, - non%2Downership%20automobile%20liability

Record 12,  Textual support,  French

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 OBS

Automatic Third Party Liability Coverage on trailers owned by the insured and used in connection with the described automobile, other than trailers used for passenger carrying, demonstration purposes or commercial delivery.  1, record 13, English, - automatic%20third%20party%20liability%20coverage

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 OBS

La responsabilité civile automatique sur les remorques appartenant à l'Assuré et servant avec l'automobile décrite, autre que les remorques conçues ou utilisées pour le transport de personnes ou à des fins de démonstration ou livraison commerciale.  1, record 13, French, - responsabilit%C3%A9%20civile%20automatique

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 OBS

Minimum Limits means the lowest amount of insurance which may be provided(by law) under an Automobile Third Party Liability insurance policy.  1, record 14, English, - minimum%20limit

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

L'expression "limites minimales" signifie le montant d'assurance le moins élevé qui peut être consenti en vertu d'une police d'assurance-automobile contre la responsabilité.  1, record 14, French, - limite%20minimale

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 CONT

These schemes were introduced for several reasons, not the least of which was the tort liability system was considered to be an inadequate and inefficient method of dealing with injuries and disabilities arising from automobile accidents.  1, record 15, English, - tort%20liability%20system

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish