TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
CREDIT COMMITMENT [12 records]
Record 1 - internal organization data 2007-01-11
Record 1, English
Record 1, Subject field(s)
- Loans
- Banking
Record 1, Main entry term, English
- credit commitment
1, record 1, English, credit%20commitment
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
Record 1, Textual support, English
Record number: 1, Textual support number: 1 DEF
A declaration of intent whereby a lender or supplier states that until further notice it is prepared to extend credit up to a stated amount, on certain terms and conditions, to a borrower or customer. 2, record 1, English, - credit%20commitment
Record 1, French
Record 1, Domaine(s)
- Prêts et emprunts
- Banque
Record 1, Main entry term, French
- engagement de crédit
1, record 1, French, engagement%20de%20cr%C3%A9dit
correct, masculine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
Record 1, Textual support, French
Record number: 1, Textual support number: 1 DEF
Engagement que prend un établissement financier d'accorder du crédit au client jusqu'à concurrence d'une limite maximale pour une période donnée et à des conditions convenues. 1, record 1, French, - engagement%20de%20cr%C3%A9dit
Record 1, Spanish
Record 1, Textual support, Spanish
Record 2 - internal organization data 2005-06-13
Record 2, English
Record 2, Subject field(s)
- Taxation
Record 2, Main entry term, English
- credit responsiveness measure 1, record 2, English, credit%20responsiveness%20measure
Record 2, Abbreviations, English
Record 2, Synonyms, English
Record 2, Textual support, English
Record number: 2, Textual support number: 1 CONT
The GST [goods and services tax] credit responsiveness measure was confirmed in the 2001 budget and fulfills a 1999 budget commitment. The legislation implementing the measure received Royal Assent on March 27, 2002. 1, record 2, English, - credit%20responsiveness%20measure
Record 2, French
Record 2, Domaine(s)
- Fiscalité
Record 2, Main entry term, French
- accélération du rajustement du crédit
1, record 2, French, acc%C3%A9l%C3%A9ration%20du%20rajustement%20du%20cr%C3%A9dit
feminine noun
Record 2, Abbreviations, French
Record 2, Synonyms, French
Record 2, Textual support, French
Record number: 2, Textual support number: 1 CONT
L'accélération du rajustement du crédit pour TPS [taxe sur les produits et services] a été confirmée dans le budget de 2001, suivant un engagement pris dans le budget de 1999. La loi mettant cette mesure en vigueur a été sanctionnée le 27 mars 2002. 1, record 2, French, - acc%C3%A9l%C3%A9ration%20du%20rajustement%20du%20cr%C3%A9dit
Record 2, Spanish
Record 2, Textual support, Spanish
Record 3 - internal organization data 2003-03-07
Record 3, English
Record 3, Subject field(s)
- Foreign Trade
Record 3, Main entry term, English
- undisbursed credit commitment 1, record 3, English, undisbursed%20credit%20commitment
Record 3, Abbreviations, English
Record 3, Synonyms, English
Record 3, French
Record 3, Domaine(s)
- Commerce extérieur
Record 3, Main entry term, French
- facilité de crédit non utilisée
1, record 3, French, facilit%C3%A9%20de%20cr%C3%A9dit%20non%20utilis%C3%A9e
feminine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
Record 3, Textual support, French
Record 3, Spanish
Record 3, Textual support, Spanish
Record 4 - internal organization data 2001-10-25
Record 4, English
Record 4, Subject field(s)
- Financial and Budgetary Management
- Saving and Consumption
Record 4, Main entry term, English
- discretionary fund
1, record 4, English, discretionary%20fund
correct
Record 4, Abbreviations, English
Record 4, Synonyms, English
Record 4, Textual support, English
Record number: 4, Textual support number: 1 DEF
Discretionary income enlarged by the amount of new credit extensions, which also may be deemed spendable as a result of consumer decision relatively free of prior commitment or pressure of need. 2, record 4, English, - discretionary%20fund
Record 4, French
Record 4, Domaine(s)
- Gestion budgétaire et financière
- Épargne et consommation
Record 4, Main entry term, French
- fonds discrétionnaire
1, record 4, French, fonds%20discr%C3%A9tionnaire
masculine noun
Record 4, Abbreviations, French
Record 4, Synonyms, French
Record 4, Textual support, French
Record 4, Spanish
Record 4, Campo(s) temático(s)
- Gestión presupuestaria y financiera
- Ahorro y consumo
Record 4, Main entry term, Spanish
- fondo discrecional
1, record 4, Spanish, fondo%20discrecional
proposal, masculine noun
Record 4, Abbreviations, Spanish
Record 4, Synonyms, Spanish
Record 4, Textual support, Spanish
Record 5 - internal organization data 2001-06-19
Record 5, English
Record 5, Subject field(s)
- National Bodies and Committees (Canadian)
- Grain Growing
Record 5, Main entry term, English
- Government Buying Agency
1, record 5, English, Government%20Buying%20Agency
correct
Record 5, Abbreviations, English
Record 5, Synonyms, English
Record 5, Textual support, English
Record number: 5, Textual support number: 1 OBS
In direct negotiations a government buying agency can take advantage of government-to-government credit agreements, trade agreements or other forms of diplomatic assistance. Purchases negotiated on a government-to-government basis imply a commitment by both governments. Buying negotiations may be carried out by senior government ministers and grain purchases may be a part of a trade agreement. The size of a government agency's purchases may give it leverage in its negotiations with a selling agency. Buying agencies may be able to get a supply commitment covering several years. 1, record 5, English, - Government%20Buying%20Agency
Record 5, French
Record 5, Domaine(s)
- Organismes et comités nationaux canadiens
- Culture des céréales
Record 5, Main entry term, French
- Organisme d'achat gouvernemental
1, record 5, French, Organisme%20d%27achat%20gouvernemental
correct, masculine noun
Record 5, Abbreviations, French
Record 5, Synonyms, French
Record 5, Textual support, French
Record number: 5, Textual support number: 1 OBS
Dans les négociations directes, un organisme d'achat gouvernement peut s'appuyer sur des accords de crédit intergouvernementaux, des traités de commerce ou d'autres formes d'aide diplomatique. Les achats négociés de gouvernement à gouvernement impliquent des engagements réciproques. Les négociations peuvent être menées par des ministres importants et s'insérer dans le cadre d'accords commerciaux. L'importance des achats d'un organisme gouvernemental peut donner à celui-ci plus de poids dans ses négociations avec une agence de vente et lui permettre d'obtenir plus facilement des promesses d'approvisionnement pour plusieurs années. 1, record 5, French, - Organisme%20d%27achat%20gouvernemental
Record 5, Spanish
Record 5, Textual support, Spanish
Record 6 - internal organization data 1999-02-17
Record 6, English
Record 6, Subject field(s)
- Loans
Record 6, Main entry term, English
- irrevocable credit commitment
1, record 6, English, irrevocable%20credit%20commitment
correct
Record 6, Abbreviations, English
Record 6, Synonyms, English
Record 6, Textual support, English
Record number: 6, Textual support number: 1 OBS
Compare to «revocable credit commitment 2, record 6, English, - irrevocable%20credit%20commitment
Record 6, French
Record 6, Domaine(s)
- Prêts et emprunts
Record 6, Main entry term, French
- engagement de crédit irrévocable
1, record 6, French, engagement%20de%20cr%C3%A9dit%20irr%C3%A9vocable
correct, masculine noun
Record 6, Abbreviations, French
Record 6, Synonyms, French
Record 6, Textual support, French
Record number: 6, Textual support number: 1 DEF
Engagement de crédit inconditionnel et contraignant, que prend un établissement de crédit en faveur d'un client et qu'il doit exécuter en toutes circonstances. 1, record 6, French, - engagement%20de%20cr%C3%A9dit%20irr%C3%A9vocable
Record 6, Spanish
Record 6, Textual support, Spanish
Record 7 - internal organization data 1998-08-28
Record 7, English
Record 7, Subject field(s)
- Investment
- Loans
- Financial and Budgetary Management
Record 7, Main entry term, English
- revocable credit commitment
1, record 7, English, revocable%20credit%20commitment
correct
Record 7, Abbreviations, English
Record 7, Synonyms, English
Record 7, Textual support, English
Record 7, French
Record 7, Domaine(s)
- Investissements et placements
- Prêts et emprunts
- Gestion budgétaire et financière
Record 7, Main entry term, French
- engagement de crédit révocable
1, record 7, French, engagement%20de%20cr%C3%A9dit%20r%C3%A9vocable
correct, masculine noun
Record 7, Abbreviations, French
Record 7, Synonyms, French
Record 7, Textual support, French
Record number: 7, Textual support number: 1 DEF
Engagement de crédit que l'établissement financier se réserve le droit d'annuler dans certaines circonstances, notamment en cas de détérioration de la cote de crédit du débiteur. 1, record 7, French, - engagement%20de%20cr%C3%A9dit%20r%C3%A9vocable
Record 7, Spanish
Record 7, Textual support, Spanish
Record 8 - internal organization data 1996-06-02
Record 8, English
Record 8, Subject field(s)
- Foreign Trade
- Finance
Record 8, Main entry term, English
- publicized credit commitments 1, record 8, English, publicized%20credit%20commitments
Record 8, Abbreviations, English
Record 8, Synonyms, English
Record 8, Key term(s)
- publicized credit commitment
Record 8, French
Record 8, Domaine(s)
- Commerce extérieur
- Finances
Record 8, Main entry term, French
- engagements de crédit publiés
1, record 8, French, engagements%20de%20cr%C3%A9dit%20publi%C3%A9s
masculine noun
Record 8, Abbreviations, French
Record 8, Synonyms, French
- engagements de crédit annoncés 1, record 8, French, engagements%20de%20cr%C3%A9dit%20annonc%C3%A9s
masculine noun
Record 8, Textual support, French
Record 8, Key term(s)
- engagement de crédit publié
- engagement de crédit annoncé
Record 8, Spanish
Record 8, Textual support, Spanish
Record 9 - internal organization data 1996-02-28
Record 9, English
Record 9, Subject field(s)
- Loans
Record 9, Main entry term, English
- credit conversion factor 1, record 9, English, credit%20conversion%20factor
Record 9, Abbreviations, English
Record 9, Synonyms, English
Record 9, Textual support, English
Record number: 9, Textual support number: 1 CONT
The credit conversion factor applied to a commitment is dependent on its maturity. Longer maturity commitments are considered to be of higher risk because there is a longer period between credit reviews and less opportunity to withdraw the commitment if the credit quality of the drawer deteriorates. [Office of the Superintendent of Financial Institutions]. 1, record 9, English, - credit%20conversion%20factor
Record 9, French
Record 9, Domaine(s)
- Prêts et emprunts
Record 9, Main entry term, French
- facteur de conversion en équivalent-crédit
1, record 9, French, facteur%20de%20conversion%20en%20%C3%A9quivalent%2Dcr%C3%A9dit
masculine noun
Record 9, Abbreviations, French
Record 9, Synonyms, French
Record 9, Textual support, French
Record number: 9, Textual support number: 1 CONT
Le facteur de conversion en équivalent-crédit qui s'applique à un engagement dépend de son échéance. On considère que les engagements à longue échéance comportent un risque élevé parce que la période entre les réévaluations du crédit est relativement longue et qu'il y a relativement peu d'occasions de retirer l'engagement si la qualité du crédit du tireur se détériore. [Bureau du surintendant des institutions financières]. 1, record 9, French, - facteur%20de%20conversion%20en%20%C3%A9quivalent%2Dcr%C3%A9dit
Record 9, Spanish
Record 9, Textual support, Spanish
Record 10 - internal organization data 1989-06-08
Record 10, English
Record 10, Subject field(s)
- Banking
Record 10, Main entry term, English
- specific authorization
1, record 10, English, specific%20authorization
correct
Record 10, Abbreviations, English
Record 10, Synonyms, English
Record 10, Textual support, English
Record number: 10, Textual support number: 1 CONT
An authorization is a firm commitment to lend on the part of the bank, whether or not there is signed documentation. For the purposes of determining the authorization range, the authorization comprises the sum of the demand, term and indirect(acceptances, guarantees and letters of credit) authorizations and includes joint and specific authorizations in Canadian and foreign currencies. 2, record 10, English, - specific%20authorization
Record 10, French
Record 10, Domaine(s)
- Banque
Record 10, Main entry term, French
- autorisation spécifique
1, record 10, French, autorisation%20sp%C3%A9cifique
correct, feminine noun
Record 10, Abbreviations, French
Record 10, Synonyms, French
Record 10, Textual support, French
Record number: 10, Textual support number: 1 OBS
Voir la section intitulée "Prêts aux entreprises" dans CMFCH. 2, record 10, French, - autorisation%20sp%C3%A9cifique
Record 10, Spanish
Record 10, Textual support, Spanish
Record 11 - internal organization data 1989-02-02
Record 11, English
Record 11, Subject field(s)
- Banking
Record 11, Main entry term, English
- fees for early commitment
1, record 11, English, fees%20for%20early%20commitment
correct, plural
Record 11, Abbreviations, English
Record 11, Synonyms, English
- fees for quick commitment 2, record 11, English, fees%20for%20quick%20commitment
plural
Record 11, Textual support, English
Record number: 11, Textual support number: 1 CONT
Fees For Quick Commitment. The Argentine loan, terms for which were agreed upon in April, includes options allowing banks to lend in conjunction with the World Bank, to convert debt into equity investments, and to exchange as much as $5 million of their loans for so-called exit bonds. These can be traded, allowing banks to sell some of their Argentine loans. Also, for the first time in a loan to a bid debtor country, the credit includes fees for banks that join it quickly. Creditor banks had until the close of business Wednesday to claim a fee of three-eights percentage point for joining the credit quickly. If banks join within the next four weeks, they get a fee of one-eighth point. 2, record 11, English, - fees%20for%20early%20commitment
Record 11, French
Record 11, Domaine(s)
- Banque
Record 11, Main entry term, French
- versement de commissions aux institutions qui s'engagent avant certaines dates
1, record 11, French, versement%20de%20commissions%20aux%20institutions%20qui%20s%27engagent%20avant%20certaines%20dates
masculine noun
Record 11, Abbreviations, French
Record 11, Synonyms, French
Record 11, Textual support, French
Record 11, Spanish
Record 11, Textual support, Spanish
Record 12 - internal organization data 1976-06-19
Record 12, English
Record 12, Subject field(s)
- Financial Accounting
Record 12, Main entry term, English
- commitment fee on line of credit 1, record 12, English, commitment%20fee%20on%20line%20of%20credit
Record 12, Abbreviations, English
Record 12, Synonyms, English
Record 12, French
Record 12, Domaine(s)
- Comptabilité générale
Record 12, Main entry term, French
- intérêt de réserve sur ligne de crédit
1, record 12, French, int%C3%A9r%C3%AAt%20de%20r%C3%A9serve%20sur%20ligne%20de%20cr%C3%A9dit
masculine noun
Record 12, Abbreviations, French
Record 12, Synonyms, French
Record 12, Textual support, French
Record 12, Spanish
Record 12, Textual support, Spanish
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