TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

CREDIT DIRECT [32 records]

Record 1 2023-10-24

English

Subject field(s)
  • Software
  • Digital Currency
  • Electronic Commerce
DEF

An electronic wallet on a mobile device that manages transactions of debit cards, credit cards, prepaid gift cards, coupons, cryptocurrencies and direct bank account access.

French

Domaine(s)
  • Logiciels
  • Monnaie électronique
  • Commerce électronique
CONT

Un portefeuille mobile est un portefeuille virtuel qui stocke les informations de carte de paiement sur un appareil mobile.

OBS

Le portefeuille mobile peut aussi stocker de la cryptomonnaie.

Spanish

Save record 1

Record 2 2018-05-24

English

Subject field(s)
  • Finance
CONT

EDC' s [Export Development Canada] financing services include : lines of credit with foreign banks or agencies worldwide; note purchase arrangements; direct buyer loans; and project risk financing packages.

French

Domaine(s)
  • Finances

Spanish

Save record 2

Record 3 2017-12-01

English

Subject field(s)
  • Organizations, Administrative Units and Committees
  • Banking
OBS

As the primary liquidity manager, payments processor and trade association for... member credit unions in B. C. and Ontario, [Central 1 provides] financial products, payment processing solutions and direct banking services, as well as leadership and advocacy on behalf of the credit unions [they] represent.

OBS

Effective June 30, 2008, Credit Union Central of British Columbia changed its name to Central 1 Credit Union (Central 1). On July 1, 2008, Central 1 purchased substantially all of the assets and assumed substantially all of the liabilities of Credit Union Central of Ontario Limited (CUCO). As of that date, Central 1 manages the liquidity reserves of member credit unions in both British Columbia and Ontario.

French

Domaine(s)
  • Organismes, unités administratives et comités
  • Banque

Spanish

Save record 3

Record 4 2017-03-31

English

Subject field(s)
  • Various Proper Names
  • Finance
Universal entry(ies)
0122
classification system code, see observation
OBS

Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments.

OBS

0122: classification system code in the National Occupational Classification.

French

Domaine(s)
  • Appellations diverses
  • Finances
Entrée(s) universelle(s)
0122
classification system code, see observation
OBS

Les directeurs de banque, du crédit et d'autres services de placements planifient, organisent, dirigent, contrôlent et évaluent les activités des établissements financiers ou les services opérationnels de ceux-ci, ou les services de crédit dans les établissements industriels ou commerciaux. Ils veillent au développement des affaires et gèrent la performance globale en fonction des orientations stratégiques et des politiques établies. Les directeurs de banque travaillent dans des banques, des sociétés de fiducie et des coopératives de crédit. Les directeurs du crédit travaillent dans le service de crédit des grands magasins, des services d'utilité publique, des concessionnaires automobiles, des compagnies d'assurances ou d'autres organismes industriels ou commerciaux. Les directeurs d'autres services de placements travaillent pour des sociétés émettrices de cartes de crédit, de prêts à la consommation, de fonds communs de placement, de placements hypothécaires ou d'autres institutions financières qui sont reliées aux prêts, au financement et aux placements.

OBS

0122 : code du système de classification de la Classification nationale des professions.

Spanish

Save record 4

Record 5 2017-01-25

English

Subject field(s)
  • Foreign Trade
  • Economic Co-operation and Development
OBS

direct extended official export crédits; directly extended official export crédits: terms extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.

Key term(s)
  • direct extended official export credit
  • directly extended official export credit

French

Domaine(s)
  • Commerce extérieur
  • Coopération et développement économiques
OBS

crédits à l'exportation directement consentis par le secteur public; crédits publics directs à l'exportation : termes extraits du «Glossaire de l’économie» et reproduits avec l’autorisation de l’Organisation de coopération et de développement économiques.

Key term(s)
  • crédit à l'exportation directement consenti par le secteur public
  • crédit public direct à l'exportation

Spanish

Save record 5

Record 6 2016-03-14

English

Subject field(s)
  • Special-Language Phraseology
  • Taxation
PHR

Complete this form to calculate your Newfoundland and Labrador direct equity tax credit. This credit can be used to reduce your Newfoundland and Labrador tax payable.

French

Domaine(s)
  • Phraséologie des langues de spécialité
  • Fiscalité
PHR

Il est possible que vous n'ayez pas d'impôt de Terre-Neuve-et-Labrador à payer ou que vous n'utilisiez qu'une partie de votre montant provincial de 2008 pour réduire à zéro votre impôt de Terre-Neuve-et-Labrador.

Spanish

Save record 6

Record 7 2014-10-24

English

Subject field(s)
  • Remuneration (Personnel Management)
  • Economics
  • Taxation
DEF

A reward system to encourage someone to do something.

CONT

For example, if the government wants the public to save more, it can make interest on savings income-tax free;... if it wants industry to speed up investment plans, it can introduce an investment tax credit; if it wants industry to increase research and development, it can let industry write off the costs at a faster rate.... Direct grants can also be used as incentives. Likewise, companies can provide an incentive for employees through pay increases based on merit, rewards for sales, and profit sharing.

French

Domaine(s)
  • Rémunération (Gestion du personnel)
  • Économique
  • Fiscalité
DEF

Moyen utilisé pour encourager une personne à agir dans un sens déterminé, par exemple les subventions publiques, les divers encouragements fiscaux et les primes de rendement versées au personnel en vue d'augmenter le dynamisme et la productivité de celui-ci.

Spanish

Campo(s) temático(s)
  • Remuneración (Gestión del personal)
  • Economía
  • Sistema tributario
DEF

Fórmula de retribución que de modo complementario se asigna a una persona, caracterizada fundamentalmente porque su importe depende directamente de que la actuación de aquélla resulte más o menos eficaz.

Save record 7

Record 8 2014-05-16

English

Subject field(s)
  • Titles of Forms
  • Forms Design
Universal entry(ies)
PWGSC-TPSGC 8432-19
form code, see observation
OBS

PWGSC-TPSGC 8432-19: code of a form used at Public Works and Government Services Canada.

French

Domaine(s)
  • Titres de formulaires administratifs
  • Imprimés et formules
Entrée(s) universelle(s)
PWGSC-TPSGC 8432-19
form code, see observation
OBS

PWGSC-TPSGC 8432-19 : code d'un formulaire employé à Travaux publics et Services gouvernementaux Canada.

Spanish

Save record 8

Record 9 2014-05-16

English

Subject field(s)
  • Titles of Forms
  • Forms Design
Universal entry(ies)
PWGSC-TPSGC 8631-869
form code, see observation
OBS

PWGSC-TPSGC 8631-869: code of a form used at Public Works and Government Services Canada.

French

Domaine(s)
  • Titres de formulaires administratifs
  • Imprimés et formules
Entrée(s) universelle(s)
PWGSC-TPSGC 8631-869
form code, see observation
OBS

PWGSC-TPSGC 8631-869 : code d'un formulaire employé à Travaux publics et Services gouvernementaux Canada.

Spanish

Save record 9

Record 10 2014-04-25

English

Subject field(s)
  • Titles of Forms
  • Forms Design
Universal entry(ies)
OBS

PWGSC-TPSGC 8631-809: code of a form used at Public Works and Government Services Canada.

French

Domaine(s)
  • Titres de formulaires administratifs
  • Imprimés et formules
Entrée(s) universelle(s)
OBS

PWGSC-TPSGC 8631-809 : code d'un formulaire employé à Travaux publics et Services gouvernementaux Canada.

Spanish

Save record 10

Record 11 2011-01-21

English

Subject field(s)
  • Translation (General)
  • Political Science (General)
CONT

The availability of the credit instrument varies across advanced industrial states. Japan, where the energy industry remains private and highly indépendent of direct government intervention this instrument has been the basis for a broad policy thrust toward industrial efficiency, and energy diversification.

French

Domaine(s)
  • Traduction (Généralités)
  • Sciences politiques (Généralités)

Spanish

Save record 11

Record 12 2010-12-10

English

Subject field(s)
  • Social Security and Employment Insurance
CONT

These programs are the largest and most direct form of support provided by the federal government to families with children. Support is also provided through the goods and services tax credit, the child care expense deduction, and maternity and parental benefits under the unemployment insurance program.

OBS

Parental benefit: Unemployment Insurance Act, 1985 (with amendments to March 1, 1991).

OBS

Expression usually used in the plural, i.e. parental benefits.

French

Domaine(s)
  • Sécurité sociale et assurance-emploi
CONT

Ces programmes représentent la plus importante et la plus directe forme d'aide aux familles ayant des enfants, au niveau fédéral. Un soutien est également accordé aux familles par le biais du crédit de taxe sur les produits et services, de la déduction pour frais de garde d'enfants et des prestations parentales et de maternité, dans le cadre du régime d'assurance-chômage.

OBS

Prestation parentale : Loi sur l'assurance-chômage, 1985 (avec modifications jusqu'au 1er mars 1991).

Spanish

Campo(s) temático(s)
  • Seguridad social y seguro de desempleo
Save record 12

Record 13 2009-02-06

English

Subject field(s)
  • Banking
  • Finance
CONT

Domestic Credit to the public sector includes the following chartered bank assets : Treasury Bills; Government of Canada Direct and Guaranteed Bonds; Non-mortgage loans-federal government, provinces and municipalities; and Canadian Securities-provincial and municipal.

French

Domaine(s)
  • Banque
  • Finances
CONT

L'actif des banques à charte comprend : i) les billets : argent que les banques détiennent en encaisse; ii) des titres (actifs financiers) et des prêts accordés aux particuliers et aux entreprises; iii) le dépôt à la Banque du Canada ou D.B.C. : les banques à charte détiennent des dépôts à la Banque du Canada pour fins de compensation de chèques. Ces dépôts s'appellent les encaisses de règlement.

CONT

Les données de la Banque du Canada concernent la valeur des marges de crédit personnelles en tant que partie de l'actif des banques à charte, toutes ces marges de crédit ne servant pas nécessairement à des activités de consommation.

Spanish

Save record 13

Record 14 2007-06-27

English

Subject field(s)
  • Titles of Federal Government Programs (Canadian)
  • Sociology (General)
OBS

Canada's Universal Child Care Plan provides families with resources to help balance work and family as they see fit — regardless of where they live, whatever their circumstances or preferences. The Plan has two parts :direct support to families through the Universal Child Care Benefit; and transfers to provinces and territories and a new investment tax credit for businesses for the creation of child care spaces.

French

Domaine(s)
  • Titres de programmes fédéraux (Gouvernement canadien)
  • Sociologie (Généralités)
OBS

Le Plan universel pour la garde d'enfants du Canada offre aux familles du soutien pour leur permettre de concilier le travail et la vie familiale comme bon leur semble, et ce, peu importe leur lieu de résidence, leur situation ou leurs préférences. Le Plan comprend, d'une part, une aide directe aux familles par la Prestation universelle pour la garde d'enfants d'autre part, des transferts aux provinces et aux territoires ainsi qu'un nouveau crédit d'impôt à l'investissement pour encourager les entreprises à créer des places en garderie.

Spanish

Save record 14

Record 15 2006-01-26

English

Subject field(s)
  • Internet and Telematics
  • IT Security
CONT

Phishing scams are going local, as online scam artists direct their efforts towards more targeted groups, including local banks and credit unions. Websense Security Labs, which reported the trend, calls it "puddle phishing. "

French

Domaine(s)
  • Internet et télématique
  • Sécurité des TI
OBS

Deux techniques ont le vent en poupe : le «puddle phishing» [...] qui consiste à viser un établissement financier de taille modeste, et le «spear phishing» [...] par lequel sont ciblés les collaborateurs d'une même société afin de leur soutirer les mots de passe permettant d'accéder à des informations confidentielles.

Spanish

Save record 15

Record 16 2004-03-26

English

Subject field(s)
  • Investment
CONT

Loan Syndication Authorities for Banks and Associations... syndication of loans to eligible borrowers are direct loans, not participations... FCS [Farm Credit System] associations have authority to directly engage in syndication to eligible borrowers as long as they comply with all relevant statutory and regulatory requirements that apply to direct loans.

French

Domaine(s)
  • Investissements et placements

Spanish

Save record 16

Record 17 2003-03-25

English

Subject field(s)
  • Currency and Foreign Exchange
  • Finance
  • Foreign Trade
CONT

In some episodes, sizable intervention by authorities whose currencies had reached the margins has taken place. It was noted that the existence of the very short-term financing facility, which provides unlimited amounts of currencies for intervention at the margins for limited periods of time, had facilitated large-scale intervention by members.

OBS

Examples of financing facilities are :direct loans, multiple disbursement agreement loans, allocations under lines of credit, note purchases, forfaiting and loan guarantees.

French

Domaine(s)
  • Politique monétaire et marché des changes
  • Finances
  • Commerce extérieur
CONT

À certains moments, des interventions importantes des autorités dont les monnaies avaient atteint les limites de marges de fluctuation ont eu lieu. On a observé que l'existence des facilités de financement à très court terme, par mise à disposition de montants illimités de devises destinées aux interventions aux limites de fluctuation, pour des périodes limitées de temps, avait facilité des interventions importantes des pays membres.

OBS

Exemples : prêts directs, prêts à versements multiples, affectations sur les lignes de crédit, achats de billets à ordre, forfaitage et garanties sur prêts.

OBS

facilité de financement : terme utilisé par le FMI (Fonds monétaire international).

Spanish

Campo(s) temático(s)
  • Política monetaria y mercado de cambios
  • Finanzas
  • Comercio exterior
OBS

Ejemplos de servicios de financiamiento : seguros, garantías y préstamos directos.

Save record 17

Record 18 2001-06-19

English

Subject field(s)
  • National Bodies and Committees (Canadian)
  • Grain Growing
OBS

In direct negotiations a government buying agency can take advantage of government-to-government credit agreements, trade agreements or other forms of diplomatic assistance. Purchases negotiated on a government-to-government basis imply a commitment by both governments. Buying negotiations may be carried out by senior government ministers and grain purchases may be a part of a trade agreement. The size of a government agency's purchases may give it leverage in its negotiations with a selling agency. Buying agencies may be able to get a supply commitment covering several years.

French

Domaine(s)
  • Organismes et comités nationaux canadiens
  • Culture des céréales
OBS

Dans les négociations directes, un organisme d'achat gouvernement peut s'appuyer sur des accords de crédit intergouvernementaux, des traités de commerce ou d'autres formes d'aide diplomatique. Les achats négociés de gouvernement à gouvernement impliquent des engagements réciproques. Les négociations peuvent être menées par des ministres importants et s'insérer dans le cadre d'accords commerciaux. L'importance des achats d'un organisme gouvernemental peut donner à celui-ci plus de poids dans ses négociations avec une agence de vente et lui permettre d'obtenir plus facilement des promesses d'approvisionnement pour plusieurs années.

Spanish

Save record 18

Record 19 2000-08-15

English

Subject field(s)
  • Internet and Telematics
  • Banking
DEF

The facility for a credit institution established in one country("home country") to become a direct participant in an Interbank Funds Transfer System(IFTS) established in another country("host country") and, for that purpose, to have a settlement account in its own name with the central bank in the host country, if necessary, without having established a branch in the host country.

Key term(s)
  • remote access to an Inter-bank Funds Transfer System

French

Domaine(s)
  • Internet et télématique
  • Banque
DEF

Possibilité pour un établissement de crédit domicilié dans un pays («pays d'origine») de devenir participant direct à un système de transfert de fonds entre banques (STFB) installé dans un autre pays («pays d'accueil») et de détenir à cet effet un compte de règlement à son propre nom auprès de la banque centrale du pays d'accueil, si nécessaire, sans y avoir établi de succursale.

Spanish

Save record 19

Record 20 1998-04-09

English

Subject field(s)
  • Investment
DEF

Scheme set up the [World] Bank to provide greater flexibility in selecting direct counterparties. Enables Bank to negotiate directly with counterparties previously ineligible because of their credit status and to separate the pricing of other financial aspects of a swap operation.

French

Domaine(s)
  • Investissements et placements

Spanish

Campo(s) temático(s)
  • Inversiones
Save record 20

Record 21 1996-02-28

English

Subject field(s)
  • Investment
CONT

Acquisitions of risk participations in bankers’ acceptances and participations in direct credit substitutes(for example, standby letters of credit). [Office of the Superintendent of Financial Institutions].

French

Domaine(s)
  • Investissements et placements
CONT

Acquisitions de participations à risque dans des acceptations et les participations bancaires à des substituts directs de crédit (par exemple, les garanties à demande). [Bureau du surintendant des institutions financières].

Spanish

Save record 21

Record 22 1995-10-12

English

Subject field(s)
  • Banking
CONT

Include guarantees or equivalent instruments backing financial claims. With a direct credit substitute, the risk of loss to the bank is directly dependent on the creditworthiness of the counterparty. [Office of the Superintendent of Financial Institutions].

French

Domaine(s)
  • Banque
CONT

Les substituts directs de crédit comprennent les garanties et les instruments équivalents qui garantissent des créances financières. Avec un substitut direct de crédit, le risque de perte pour la banque dépend directement de la solvabilité de la contrepartie. [Bureau du surintendant des institutions financières].

Spanish

Save record 22

Record 23 1995-03-14

English

Subject field(s)
  • Artificial Intelligence
  • Continuing Education
DEF

In epistemic diagnosis by direct assignment of credit or blame, a modeling method for extracting information from behavior that follows observable behavior.

CONT

The idea behind model tracing is to create a close correspondence between units of the internal model and single steps of observable behavior. The required tuning of granularity can affect the design of the interface as well as that of the internal model. In ACT theory, knowledge compilation transforms declarative knowledge into a rule format that is directly usable for performance. As a consequence, compiled problem-solving knowledge, though it is a form of knowledge, maps directly onto behavior, unlike a concept or a principle, which must be interpreted before it can manifest itself in behavior. Thus knowledge compilation is really the core principle of the model-tracing paradigm. It can summarize claims of reasoning of arbitrary complexity as more coarsely grained rules. Model tracing is, in this sense, at the border between behavioral and epistemic diagnosis.

CONT

The model-tracing method operates in the context of intelligent tutoring systems which monitor students’ problem-solving activity. In that context, the diagnostic component need not compute the student’s solution path, because it can observe what the student does, step by step.

French

Domaine(s)
  • Intelligence artificielle
  • Éducation permanente

Spanish

Save record 23

Record 24 1993-05-13

English

Subject field(s)
  • National Bodies and Committees (Non-Canadian)

French

Domaine(s)
  • Organismes et comités nationaux non canadiens

Spanish

Save record 24

Record 25 1990-08-22

English

Subject field(s)
  • Foreign Trade
  • Loans
CONT

According to the Consensus, official support of an export credit can take the form of :direct credit, refinancing, eligibility for an interest subsidy, guarantee or insurance.

French

Domaine(s)
  • Commerce extérieur
  • Prêts et emprunts

Spanish

Save record 25

Record 26 1989-09-18

English

Subject field(s)
  • Artificial Intelligence
  • Continuing Education
DEF

Diagnosis at the epistemic level. It distinguishes three phases in the inference of a knowledge state :direct assignment of credit and blame(determining which knowledge elements have been directly involved in the available account of behavior), structural consistency(broadcasting of repercussions of this direct recognition on the rest of the knowledge state), and longitudinal consistency(updating of the existing student model according to new information).

French

Domaine(s)
  • Intelligence artificielle
  • Éducation permanente
OBS

Le comportement inféré lors du diagnostic inférentiel peut servir de point de départ dans le diagnostique épistémique des données sur le comportement et l'attribution directe du crédit ou du blâme. Ce sont le traçage de modèles, la reconstruction procédurale ou non procédurale, et la reconnaissance d'objectifs pédagogiques en tant qu'éléments du curriculum.

Spanish

Save record 26

Record 27 1989-09-18

English

Subject field(s)
  • Artificial Intelligence
  • Continuing Education
DEF

In intermediate phase of epistemic diagnosis, between credit/blame assignment and longitudinal consistency. It increases the leverage of direct assignment of credit and blame by asserting correlations between the likelihoods of various pieces of knowledge being mastered. These correlations can be arbitrary when using consistency rules à la UMFE or they can follow the genetic organisation of a set of rules(e. g. WUSOR-III). The advantage of these extensionally defined networks is that they can be designed in the absence of epistemological structure and of a model of conceptual interactions, that is, for compiled knowledge.

French

Domaine(s)
  • Intelligence artificielle
  • Éducation permanente

Spanish

Save record 27

Record 28 1989-09-18

English

Subject field(s)
  • Artificial Intelligence
DEF

Identifying the steps (decisions, operators, etc.) chiefly responsible for a failure in the overall process of achieving a goal.

OBS

See also failure-driven learning, success-driven learning, and credit assignment.

CONT

In epistemic diagnosis it is useful to distinguish three phases in the inference of the knowledge state : the direct credit/blame assignment, the structural consistency and the longitudinal consistency.

French

Domaine(s)
  • Intelligence artificielle
OBS

Jeter le blâme sur qqn, donner un blâme.

OBS

Comparer à attribution du mérite.

Spanish

Save record 28

Record 29 1988-02-09

English

Subject field(s)
  • Corporate Structure
  • Mining Engineering
CONT

Senior mining companies are known entities with established assets, earnings records and credit ratings. Mine financing for such senior companies can therefore usually be arranged through normal capital market channels-an underwriting or private placement of debt or long term notes or the sale of common or preferred shares. Direct bank loans are also often available and in many cases capital can simply be raised internally from retained earnings and cash flow.

Key term(s)
  • senior mining concern

French

Domaine(s)
  • Structures de l'entreprise
  • Génie minier
CONT

Les grandes sociétés minières sont des entreprises qui ont des biens, qui réalisent des bénéfices et qui sont solvables. Le financement minier pour ces grandes sociétés peut donc habituellement être effectué par l'intermédiaire des circuits habituels du marché des capitaux - une souscription à forfait ou le placement privé de titres d'emprunt ou de billets à long terme ou la vente d'actions ordinaires ou privilégiées. Elles peuvent aussi souvent effectuer des emprunts bancaires directs et, dans de nombreux cas, se procurer des capitaux à même leurs bénéfices non répartis et leurs fonds autogénérés.

Spanish

Save record 29

Record 30 1986-12-05

English

Subject field(s)
  • System Names
  • Banking
CONT

A the end of 1985, the Bank introduced a new electronic trade finance service in Canada-Called LC Direct, it is capable of increasing customer productivity in applying for letters of credit by as much as 75 per cent. LD Direct is designed to link the customer's personal computer directly with a Royal Bank processing centre.

French

Domaine(s)
  • Noms de systèmes
  • Banque
CONT

A la fin de 1985, la Banque a lancé au Canada un nouveau service électronique de financement des opérations commerciales. Ce système appelé LC Direct, améliore dans une proportion pouvant atteindre 75 pour cent l'efficacité des demandes de lettre de crédit des clients. Le LC Direct relie directement un micro-ordinateur du client à un centre de traitement de la Banque Royale.

Spanish

Save record 30

Record 31 1986-12-05

English

Subject field(s)
  • Banking
CONT

At the end of 1985, the [Royal] Bank introduced a new electronic trade finance service in Canada-Called LC Direct, it is capable of increasing customer productivity in applying for letters of credit by as much as 75 per cent.

French

Domaine(s)
  • Banque
CONT

A la fin de 1985, la Banque [Royale] a lancé au Canada un nouveau service électronique de financement des opérations commerciales. Ce système appelé LC Direct, améliore dans une proportion pouvant atteindre 75 pour cent l'efficacité des demandes de lettre de crédit des clients.

Spanish

Save record 31

Record 32 1980-09-01

English

Subject field(s)
  • Loans

French

Domaine(s)
  • Prêts et emprunts

Spanish

Save record 32

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