TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

CREDIT EXPANSION [14 records]

Record 1 2018-09-17

English

Subject field(s)
  • Economic Fluctuations
  • Loans
  • Real Estate
CONT

The subprime mortgage crisis of 2007-10 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices.

French

Domaine(s)
  • Fluctuations économiques
  • Prêts et emprunts
  • Immobilier
CONT

La crise financière qui sévit actuellement dans la plupart des pays industrialisés tire son origine de l'effondrement du marché des prêts hypothécaires à risque (subprime) aux États-Unis. [...] Une crise de confiance sévère a ensuite touché les marchés financiers lorsque les titres garantis par ces créances hypothécaires ont été massivement dévalués. [...] Le Canada n'a pas vécu cette crise des prêts hypothécaires à risque, les pratiques de prêts ayant été plus prudentes ici et grâce à une meilleure réglementation.

Spanish

Campo(s) temático(s)
  • Fluctuaciones económicas
  • Préstamos
  • Bienes raíces
CONT

9 de agosto de 2007. El Banco Central Europeo (BCE) inyecta 95.000 millones de euros a 49 entidades bancarias con problemas de financiación cuyo origen había que buscar al otro lado del Atlántico. EE. UU. vive la crisis de las hipotecas basura que ya se cobraba sus primeras víctimas.

OBS

hipoteca de alto riesgo; hipoteca subprime: La Fundación del Español Urgente (Fundéu BBVA), con el asesoramiento de la Real Academia Española, indica que la construcción "hipoteca de alto riesgo" es una alternativa preferible a "hipoteca subprime".

Save record 1

Record 2 2015-03-03

English

Subject field(s)
  • Banking
OBS

We now turn to one of the most interesting aspects of money and credit, the process called "multiple expansion of bank deposits. "(...) Few understand that all our money arises out of debt and IOU operations. Actually, there is nothing magical or incomprehensible about the creation of bank deposits.

French

Domaine(s)
  • Banque

Spanish

Save record 2

Record 3 2012-01-25

English

Subject field(s)
  • Provincial Government Bodies and Committees (Canadian)
  • Farm Management and Policy
OBS

The Agricultural Credit Corporation of Saskatchewan(ACS/Corporation) acts as an agent of the Government of Saskatchewan and has provided financial assistance to encourage and promote the development and expansion of the agricultural industry in the Province.

French

Domaine(s)
  • Organismes et comités de gouvernements provinciaux canadiens
  • Gestion et politique agricole
OBS

Officiellement il n'y a pas d'équivalent en français. Information obtenue par l'Office de coordination des affaires francophones (OCAF) et le Bureau de la minorité de langue officielle (BMLO)

Spanish

Save record 3

Record 4 2011-01-18

English

Subject field(s)
  • Titles of Provincial and Territorial Laws and Regulations (Canadian)
  • Farm Management and Policy

French

Domaine(s)
  • Titres de lois et de règlements provinciaux et territoriaux canadiens
  • Gestion et politique agricole
OBS

Officiellement, il n'y a pas d'équivalent en français. Information obtenue par l'Office de coordination des affaires francophones (OCAF) et le Bureau de la minorité de langue officielle (BMLO).

Spanish

Save record 4

Record 5 2002-04-05

English

Subject field(s)
  • Economic Conditions and Forecasting
DEF

Theory [which] attributes the [business] cycle to the expansion and contraction of bank money and credit(...)

Key term(s)
  • theory of money

French

Domaine(s)
  • Prévisions et conjonctures économiques

Spanish

Campo(s) temático(s)
  • Previsiones y condiciones económicas
Save record 5

Record 6 2001-12-11

English

Subject field(s)
  • Corporate Economics
  • Production (Economics)
  • Foreign Trade
DEF

Cost advantage of producing different products in a single firm.

CONT

Murray and White(1983) have analyzed economies of scale, that is, economies of production due to output expansion, and economies of scope, that is, economies due to joint production of output, for credit unions of British Columbia through explicit recognition of the multiproduct nature of the credit union... British Columbia credit unions experience overall as well as product-specific economies of scope related to joint provision of loans and investment activities.

OBS

This expression is more frequently used in the plural.

Key term(s)
  • economy of scope
  • scope economies
  • scope economy

French

Domaine(s)
  • Économie de l'entreprise
  • Production (Économie)
  • Commerce extérieur
DEF

Accroissement de l'efficience résultant de l'élargissement de la gamme des biens ou services que produit l'entreprise, notamment en raison des achats, de la publicité et de la distribution qui se font dorénavant sur une plus grande échelle.

OBS

Termes habituellement utilisés au pluriel.

Key term(s)
  • économie de diversification
  • économie de gamme
  • économie d'envergure

Spanish

Campo(s) temático(s)
  • Economía empresarial
  • Producción (Economía)
  • Comercio exterior
CONT

... economías de alcance, que consiste en fabricar un grupo de productos que explotan nichos de mercado.

Key term(s)
  • economía de diversificación
  • economía de alcance
Save record 6

Record 7 2001-11-02

English

Subject field(s)
  • Financial and Budgetary Management
  • Currency and Foreign Exchange
CONT

... under a fixed exchange rate, domestic credit expansion in excess of money demand growth leads to a gradual but persistent loss of international reserves and, finally, to a speculative attack on the currency.

OBS

In Great Britain, the Public Sector Borrowing Requirement less the sales of public sector debt to the nonbank private sector plus the increase in bank lending to the private and overseas sectors.

French

Domaine(s)
  • Gestion budgétaire et financière
  • Politique monétaire et marché des changes

Spanish

Campo(s) temático(s)
  • Gestión presupuestaria y financiera
  • Política monetaria y mercado de cambios
CONT

... en un régimen de paridad fija, toda expansión del crédito interno que sobrepase el crecimiento de la demanda de dinero da lugar a una pérdida gradual pero constante de reservas internacionales y, en definitiva, a un ataque especulativo sobre la moneda, que agota inmediatamente las reservas y obliga a las autoridades a abandonar la paridad.

Save record 7

Record 8 2000-11-14

English

Subject field(s)
  • Investment
CONT

The IFC resumed its investment activities in 1993, aimed at fostering private sector activity and growth. It has supported construction industries(ceramics and cement) with loans for expansion investments, and small and medium-scale manufacturing and private housing through lines of credit through commercial banks and lease finance.

PHR

Early expansion investment

French

Domaine(s)
  • Investissements et placements
CONT

Pour les augmentations en numéraire, c'est-à-dire par émission et vente d'actions, les entreprises cherchent surtout à lever des ressources supplémentaires, en général pour procéder à des investissements d'expansion.

Spanish

Save record 8

Record 9 2000-08-15

English

Subject field(s)
  • Economic Doctrines, Systems and Policies
CONT

The Japanese business model differs from that of the west in that there is less emphasis on competition between firms ... This model can lend itself to rapid mobilization of capital and the development of world class industry in the targeted sectors. However, the model can also result in an over-reliance on debt, an inefficient allocation of resources and crony capitalism -- a relation between business and government that emphasises who you know rather than what you can do.

CONT

The first [document] "Why Cronyism Is Bad for Economic Growth", demonstrates that the state-owned entreprises and cronyism have a similar impact on an economy and shows how "the role of domestic credit expansion in an environment of cronyism can play much the same role as a fiscal deficit in countries where state-owned enterprises predominate".

French

Domaine(s)
  • Doctrines, systèmes et politiques économiques
CONT

Le premier [document], «Why Cronyism Is Bad for Economic Growth» démontre que les entreprises publiques et le copinage ont le même effet sur l'économie, et explique comment l'expansion du crédit intérieur dans un capitalisme de copinage peut jouer grosso modo le même rôle qu'un déficit budgétaire dans les pays où les entreprises publiques prédominent.

Spanish

Save record 9

Record 10 1997-11-03

English

Subject field(s)
  • Financial and Budgetary Management
  • Trade
PHR

domestic credit expansion.

French

Domaine(s)
  • Gestion budgétaire et financière
  • Commerce

Spanish

Campo(s) temático(s)
  • Gestión presupuestaria y financiera
  • Comercio
PHR

expansión del crédito interno.

Save record 10

Record 11 1997-11-03

English

Subject field(s)
  • Currency and Foreign Exchange
CONT

... under a fixed exchange rate, domestic credit expansion in excess of money demand growth leads to a gradual but persistent loss of international reserves and, finally, to a speculative attack on the currency.

French

Domaine(s)
  • Politique monétaire et marché des changes

Spanish

Campo(s) temático(s)
  • Política monetaria y mercado de cambios
CONT

... en un régimen de paridad fija, toda expansión del crédito interno que sobrepasase el crecimiento de la demanda de dinero da lugar a una pérdida gradual pero constante de reservas internacionales y, en definitiva, a un ataque especulativo sobre la moneda, que agota inmediatamente las reservas y obliga a las autoridades a abandonar la paridad.

Save record 11

Record 12 1997-11-03

English

Subject field(s)
  • Banking
  • Financial and Budgetary Management
CONT

The strong rise in business failures has its genesis in the huge credit expansion that took place in the mid-1980's following deregulation of the banking system.

PHR

domestic credit expansion.

French

Domaine(s)
  • Banque
  • Gestion budgétaire et financière
CONT

L'expansion extraordinaire du crédit au milieu des années 80, par suite de la déréglementation du système bancaire, est à l'origine de la formidable progression du nombre de faillites d'entreprises.

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
  • Gestión presupuestaria y financiera
PHR

expansión del crédito interno.

Save record 12

Record 13 1994-12-06

English

Subject field(s)
  • Loans
CONT

Credit quality in Norway deteriorated in the past few years. The strong rise in business failures has its genesis in the huge credit expansion that took place in the mid-1980's following deregulation of the banking system. When the banks were deregulated in 1984, they became lax in their loan approvals and credit checks.

French

Domaine(s)
  • Prêts et emprunts
CONT

En Norvège, la qualité du crédit s'est détériorée au cours des dernières années. L'expansion extraordinaire du crédit au milieu des années 80, par suite de la déréglementation du système bancaire, est à l'origine de la formidable progression du nombre de faillites d'entreprises. Lors de leur déréglementation, en 1984, les banques ont relâché leurs critères d'approbation des prêts et de vérification du crédit.

Spanish

Save record 13

Record 14 1987-08-05

English

Subject field(s)
  • Public Sector Budgeting
  • Investment
CONT

[For] Cape Breton Island,... the maximum assistance available for modernization, expansion or establishment... can reach 90%. This is based on a 60% Industrial and Regional Development Program and Topping-Up Assistance investment grant, a tax credit of 60% on the remaining project costs, and the present-value benefit associated with a government guarantee and interest rate buydown.

French

Domaine(s)
  • Budget des collectivités publiques
  • Investissements et placements

Spanish

Save record 14

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